FAQs

•   Do I need caravan insurance?

  Although it is not a legal requirement to take out specialist insurance for your touring or static caravan, not having valid insurance cover for your caravan leaves you vulnerable to a large payout should you suffer an accident or damage.

   

  The majority of static caravan sites will insist on you having a valid insurance policy if you wish to site your caravan at their venue.

   

  You may also be required to have insurance cover if your touring caravan is at a storage site during winter months or if it is permanently sited.

•   What are the types of caravan insurance?

  Coast offers tailored policies for several different types of leisure vehicle. Our products include touring caravan insurance, static caravan insurance, fifth wheel caravan insurance, trailer tent insurance and folding camper insurance.

   

  Within these products we offer two types of cover: new for old and market value. With new for old cover, if your caravan is damaged beyond repair then we will replace it with either the same or a similar model of the same quality and value up to your sums insured.
  If you opt for market value cover, we will give you the monetary equivalent of your caravan based on its worth at the time of the accident, subject to sums insured.

•   Can I take my touring caravan abroad?

  Coast’s insurance policies offer foreign cover for up to 180 days during your touring caravan insurance.

   

  Our policy covers use in continental Europe, the Mediterranean islands and coastal lands, Canary Islands and Madeira. Countries excluded from this cover are Hungary, Bulgaria, the former Union of Soviet Republics, Albania and the Czech and Slovak Republics.

•   What should I do in the event of a claim?

  Before contacting us to make a claim, please make sure you have your policy reference number to hand. You will need to provide this along with your contact details plus information about the incident and the damage that has occurred.

   

  To make a claim please call 01892 786099 on a weekday between 9.00am and 5.30pm.

  To report a theft contact your local Police force initially, who will provide a reference number. Please make a note of this number as it will be required if you subsequently need to make an insurance claim.

•   Can I insure my caravan contents?

  Yes – Coast’s static caravan insurance policy covers loss or damage to personal effects including up to £1,500 cover for electrical and audiovisual equipment, £50 for valuables and £150 per year for technology software.

   

  Touring caravan owners have the option to take out contents and personal effects cover. There is a single article limit of £500 for this policy.

   

  Our contents cover does not include damage to or loss of money or credit cards, business documents, photographic equipment, tyres. Further restrictions apply – for a full list of items covered, please consult our individual product pages.